Overview

Experian's Risk-Based Fraud Detection and Prevention Platform

The threats posed by fraud and identity theft demand a risk-based approach that employs accurate and broad-reaching data assets. By incorporating analytics; knowledge-based authentication; and flexible decision-making strategies, you can more accurately authenticate identities.

Precise IDSM, Experian's fraud detection and prevention platform, offers cutting-edge resources that enable you to outpace criminals by detecting, avoiding and managing cross-channel fraud activity.

We’ll also help you address and comply with regulations and internal policies, including the USA PATRIOT Act, the FACTA Red Flags Rule and e-signature requirements.

Country support

United States

Available attributes

Full Name
Address
Phone
DOB
SSN (9 digits)
SSN (4 digits)

Assertion	Description
link.fullName_address	A person with the provided full name lives at the provided address.
link.fullName_phone	Check to ensure full name provided matches the full name on the registered phone
link.lastName_address	A person with the provided last name lives at the provided address
link.phone_lastName	TeleSign check to ensure the last name provided matches the full name on the registered phone
test.address_Is_Current	The address given is the most recent address for this person
test.address90DaysOld	Address provided was first reported for the consumer within the last 90 days
test.addressIsBusiness	Address provided is registered as a business address
test.addressIsPOBox	Address provided is registered as a PO box address
test.addressIsResidential	Address provided is registered as a Residential Address
test.addressMatchesPhone	Address provided matches the address registered to the phone number provided
link.address_SSN	The SSN9 given matches the address given
test.age18OrOver	Date of birth provided is >= 18 years old
test.candidateNoOFACMatchToNameAndDOB	Check if there is an OFAC match to the provided name and dob (match = fail)
test.candidateNoOFACMatchToNameAndSSN	Check if there is an OFAC match to the provided name and ssn (match = fail)
test.candidateNoOFACMatchToNameSSNAndDOB	Check if there is an OFAC match to the provided name, ssn and dob (match = fail)
test.candidateNoOFACMatchToSSN	Check if there is an OFAC match to the provided ssn (match = fail)
test.candidateNoOFACMatchToSSNAndDOB	Check if there is an OFAC match to the provided ssn and date of birth (match = fail)
link.dob_SSN9	The date of birth given matches the SSN9 given
test.fileOneAddressMatch	The address provided matches one of the last 3 addresses that Experian's "File One" database has for this person
test.fraudulentActivityAddress	Check if the provided address has been previously linked to fraud
link.fullName_SSN9	The full name given matches the SSN9 given
test.noAddressConflicts	The address given is the most recent address for this person according to their credit file
link.ssn_fullName_address	The SSN9 given matches the full name and address given
test.ssn4AgeMatches	The provided DOB matches the DOB from the SSN4
test.ssn4IssueDateVerified	The provided SSN4 has a verified issue date
test.ssn4MatchesNoOthers	The provided SSN4 and other data points are collectively unlikely to match any other SSN4
test.ssn4NotDeceased	The SSN4 is not deceased
test.ssnIssueDateVerified	The issue date on the SSN4 can be verified
test.ssnMatchesNoOthers	The provided SSN and other data points are collectively unlikely to match any other SSN
test.ssnNotDeceased	The SSN is not deceased
test.validSSN4Format	The format of the SSN4 is valid
test.validSsnFormat	The format of the SSN is valid
link.lastName_DOB	Last name given matches DOB
link.address_candidate	Address given matches candidate
link.ssn_candidate	Ssn given matches candidate
link.fullName_candidate	Full name given matches candidate
link.phone_candidate	Given phone number matches candidate
link.dob_candidate	DOB given matches candidate
link.ssn4_candidate	SSN4 matches candidate
link.phone_fullName_address	Given phone number is registered to full name and address