Experian Precise ID

Overview

Experian's Risk-Based Fraud Detection and Prevention Platform

The threats posed by fraud and identity theft demand a risk-based approach that employs accurate and broad-reaching data assets. By incorporating analytics; knowledge-based authentication; and flexible decision-making strategies, you can more accurately authenticate identities.

Precise IDSM, Experian's fraud detection and prevention platform, offers cutting-edge resources that enable you to outpace criminals by detecting, avoiding and managing cross-channel fraud activity.

We’ll also help you address and comply with regulations and internal policies, including the USA PATRIOT Act, the FACTA Red Flags Rule and e-signature requirements.

Country support

United States

Available attributes

Full Name
Address
Phone
DOB
SSN (9 digits)
SSN (4 digits)

Assertion

Description

link.fullName_address

A person with the provided full name lives at the provided address.

link.fullName_phone

Check to ensure full name provided matches the full name on the registered phone

link.lastName_address

A person with the provided last name lives at the provided address

link.phone_lastName

TeleSign check to ensure the last name provided matches the full name on the registered phone

test.address_Is_Current

The address given is the most recent address for this person

test.address90DaysOld

Address provided was first reported for the consumer within the last 90 days

test.addressIsBusiness

Address provided is registered as a business address

test.addressIsPOBox

Address provided is registered as a PO box address

test.addressIsResidential

Address provided is registered as a Residential Address

test.addressMatchesPhone

Address provided matches the address registered to the phone number provided

link.address_SSN

The SSN9 given matches the address given

test.age18OrOver

Date of birth provided is >= 18 years old

test.candidateNoOFACMatchToNameAndDOB

Check if there is an OFAC match to the provided name and dob (match = fail)

test.candidateNoOFACMatchToNameAndSSN

Check if there is an OFAC match to the provided name and ssn (match = fail)

test.candidateNoOFACMatchToNameSSNAndDOB

Check if there is an OFAC match to the provided name, ssn and dob (match = fail)

test.candidateNoOFACMatchToSSN

Check if there is an OFAC match to the provided ssn (match = fail)

test.candidateNoOFACMatchToSSNAndDOB

Check if there is an OFAC match to the provided ssn and date of birth (match = fail)

link.dob_SSN9

The date of birth given matches the SSN9 given

test.fileOneAddressMatch

The address provided matches one of the last 3 addresses that Experian's "File One" database has for this person

test.fraudulentActivityAddress

Check if the provided address has been previously linked to fraud

link.fullName_SSN9

The full name given matches the SSN9 given

test.noAddressConflicts

The address given is the most recent address for this person according to their credit file

link.ssn_fullName_address

The SSN9 given matches the full name and address given

test.ssn4AgeMatches

The provided DOB matches the DOB from the SSN4

test.ssn4IssueDateVerified

The provided SSN4 has a verified issue date

test.ssn4MatchesNoOthers

The provided SSN4 and other data points are collectively unlikely to match any other SSN4

test.ssn4NotDeceased

The SSN4 is not deceased

test.ssnIssueDateVerified

The issue date on the SSN4 can be verified

test.ssnMatchesNoOthers

The provided SSN and other data points are collectively unlikely to match any other SSN

test.ssnNotDeceased

The SSN is not deceased

test.validSSN4Format

The format of the SSN4 is valid

test.validSsnFormat

The format of the SSN is valid

link.lastName_DOB

Last name given matches DOB

link.address_candidate

Address given matches candidate

link.ssn_candidate

Ssn given matches candidate

link.fullName_candidate

Full name given matches candidate

link.phone_candidate

Given phone number matches candidate

link.dob_candidate

DOB given matches candidate

link.ssn4_candidate

SSN4 matches candidate

link.phone_fullName_address

Given phone number is registered to full name and address