Overview

Growing your business while satisfying Customer Identification Program (CIP) regulations demands the ability to make effective and efficient decisions on prospective customers.
LexisNexis® InstantID® delivers instant identity verification to drive smarter decisions and keep customer acquisition in focus.

Country support

United States

Available attributes

Full Name
Address
Phone
DOB
SSN

Available Assertions (See table below)

Assertion	Description
link.fullName_phone	The full name provided matches the full name registered to the provided phone number.
link.lastName_phone	The last name provided matches the last name registered to the provided phone number.
link.phone_address	The address provided matches the address registered to the provided phone number.
test.phone_landline_mobile_personal	The phone type provided is a mobile phone or a fixed voip phone (ex. not a google voice #)
link.fullName_address	A person with the provided full name lives at the provided address.
link.lastName_address	A person with the provided last name lives at the provided address.
test.candidateNoOFACMatchToNameAndDOB	Check if there is an OFAC match to the provided name and dob (match = fail)
test.watchlist	The identity provided is on a global watchlist (ex. OFAC or FinCEN sanctions)
link.address_SSN (4 or 9 digit)	The SSN given matches the address given
link.dob_SSN (4 or 9 digit)	DEPRECATED - Lexis no longer offers direct attribute-to-DOB matching. Use link.dob_candidate instead
link.fullName_SSN (4 or 9 digit)	The full name given matches the SSN given
link.name_or_address_to_ssn (4 or 9 digit)	The full name given matches either the full name or address for the SSN given

Assertions (cont...)

Assertion Name	PASS definition
test.addressIsResidential	Address provided is registered as a Residential Address
test.addressIsNotPOBox	Address provided is not a PO Box
test.addressIsNotBusiness	Address provided is not registered as a business
test.addressIsVacant	Address provided is not vacant
test.address_is_current	Address provided is the best/most recent address for the identity
test.noAddressConflicts	The address given is the most recent address for this person according to their credit file
test.ssnIsValid	The SSN provided is formatted correctly and exists
test.ssnNotDeceased	The SSN is not deceased
test.candidateNotDeceased	The overall identity found for the information provided is not deceased
test.fraudulentActivityAddress	Check if the provided address has been previously linked to fraud
test.ssnMatchesNoOthers	The provided SSN and other data points are collectively unlikely to match any other SSN
link.lastName_DOB	DEPRECATED - Lexis no longer offers direct attribute-to-DOB matching. Use link.dob_candidate instead
link.dob_candidate	Lexis' algorithms will first resolve the "candidate/subject" and only then check if DOB matches that resolved identity. Must be exact match on month, day and year to PASS.

Acquired Attributes (additional data returned from Lexis Nexis)

Acquired Attribute	Definition
RecordLookupType	The primary source where LexisNexis identified the data. •A (Phone Listing) •P (Phone records) •U (Utility records) •S (Customer Network) •I (Internal Proprietary)
PhoneFirstSeen	First month the phone was reported as active.
PhoneLastSeen	Last month the phone was reported as active.
PhoneStatus	Connected, disconnected
PhoneType	Mobile, pager, business
BusinessType	Type of business (if address is reported as biz) - Prison - Corporate - Military - Commercial or institutional - Commercial Mailing Agency - PO box
FlaggedWatchlists	A comma-separated list of all watchlists that were flagged for this identity.
FlaggedWatchlistsDetails	A comma-separated list of reasons why the identity was on each watchlists.
LexID	A unique ID for each identity. Similar to SSN but not considered personal information.
SSNValidityIndicator	•G (Good) •M (Manufactured from other data found) •S (Suppressed) •X (Insufficientinformation) •O (Issued before the subject's DOB) •R (Relative’s SSN) •F (Typographical error) •B (Bad) •U (Unknown) •Z (Possible different owner)