Lexis Nexis Instant ID

Overview

Growing your business while satisfying Customer Identification Program (CIP) regulations demands the ability to make effective and efficient decisions on prospective customers.
LexisNexis® InstantID® delivers instant identity verification to drive smarter decisions and keep customer acquisition in focus.

Country support

United States

Available attributes

Full Name
Address
Phone
DOB
SSN

Available Assertions (See table below)

Assertion

Description

link.fullName_phone

The full name provided matches the full name registered to the provided phone number.

link.lastName_phone

The last name provided matches the last name registered to the provided phone number.

link.phone_address

The address provided matches the address registered to the provided phone number.

test.phone_landline_mobile_personal

The phone type provided is a mobile phone or a fixed voip phone (ex. not a google voice #)

link.fullName_address

A person with the provided full name lives at the provided address.

link.lastName_address

A person with the provided last name lives at the provided address.

test.candidateNoOFACMatchToNameAndDOB

Check if there is an OFAC match to the provided name and dob (match = fail)

test.watchlist

The identity provided is on a global watchlist (ex. OFAC or FinCEN sanctions)

link.address_SSN (4 or 9 digit)

The SSN given matches the address given

link.dob_SSN (4 or 9 digit)

The date of birth given matches the SSN given

link.fullName_SSN (4 or 9 digit)

The full name given matches the SSN given

link.name_or_address_to_ssn (4 or 9 digit)

The full name given matches either the full name or address for the SSN given

Assertions (cont...)

Assertion Name

PASS definition

test.addressIsResidential

Address provided is registered as a Residential Address

test.addressIsNotPOBox

Address provided is not a PO Box

test.addressIsNotBusiness

Address provided is not registered as a business

test.addressIsVacant

Address provided is not vacant

test.address_is_current

Address provided is the best/most recent address for the identity

test.noAddressConflicts

The address given is the most recent address for this person according to their credit file

test.ssnIsValid

The SSN provided is formatted correctly and exists

test.ssnNotDeceased

The SSN is not deceased

test.candidateNotDeceased

The overall identity found for the information provided is not deceased

test.fraudulentActivityAddress

Check if the provided address has been previously linked to fraud

test.ssnMatchesNoOthers

The provided SSN and other data points are collectively unlikely to match any other SSN

link.lastName_DOB

The provided last name matches what is registered for this DOB

Acquired Attributes (additional data returned from Lexis Nexis)

Acquired Attribute

Definition

LexIDEmerging

A flag to tell if LexID could be found - if this is TRUE it means data is still being accrued for the identity in order to make a LexID for them.

RecordLookupType

The primary source where LexisNexis identified the data.
•A (Phone Listing)
•P (Phone records)
•U (Utility records)
•S (Customer Network)
•I (Internal Proprietary)

PhoneFirstSeen

First month the phone was reported as active.

PhoneLastSeen

Last month the phone was reported as active.

PhoneStatus

Connected, disconnected

PhoneType

Mobile, pager, business

BusinessType

Type of business (if address is reported as biz)
- Prison
- Corporate
- Military
- Commercial or institutional
- Commercial Mailing Agency
- PO box

FlaggedWatchlists

A comma-separated list of all watchlists that were flagged for this identity.

FlaggedWatchlistsDetails

A comma-separated list of reasons why the identity was on each watchlists.

LexID

A unique ID for each identity. Similar to SSN but not considered personal information.

SSNValidityIndicator

•G (Good)
•M (Manufactured from other data found)
•S (Suppressed)
•X (Insufficientinformation)
•O (Issued before the subject's DOB)
•R (Relative’s SSN)
•F (Typographical error)
•B (Bad)
•U (Unknown)
•Z (Possible different owner)